professional tool box





Insurance/Claims Review Companies, we are Available for the following services

  • Independent medical exams
  • Independent medical evaluations
  • Case review
  • Second opinion reviews
  • Deposition on claims
  • Court appearance for claims review

Former owner of medical evaluation company.
Worked for multiple insurance carrier including auto, workers comp and liability companies.
Experienced in out of state as well as in state claim reviews.
Has done medical legal reviews and testimony for over 25 years.


Below are some of the insurance companies that are accepted:

  • Medicare
  • United Health Care
  • Cofinity (Formerly PPOM)
  • Preferred Health Plan
  • OptumHealth (Formerly ACN)
  • Blue Cross Blue Shield Community Blue
  • Blue Cross Blue Shield Traditional
  • Blue Care Network (with referral from PCP)
  • HAP Senior Plus (with referral from PCP)
  • Aetna US Healthcare
  • Alliance Health  & Life Insurance Co.
  • All Workers Compensation Insurances
  • All Auto Insurance Companies
  • We also participate with several discounts programs.  If you are unsure as to whether or not your insurance company covers chiropractic care, feel free to contact us and we can find out for you.

Chiropractor - Utica

Richard Dybowski, D.C.

Mark Cohen, D.C.

45200 Sterritt St.  Suite 102

 Utica, Michigan 48317


Fax: 586-739-2797